<!ELEMENT root (payrollexternalsalarypayment)>
<!ELEMENT payrollexternalsalarypayment (description?, (paymentdate|duedate), externalpaymentsum, iban, bic, hetu?, realname)>
<!ELEMENT description (#PCDATA)>
<!ELEMENT externalpaymentsum (#PCDATA)>
<!ELEMENT paymentdate (#PCDATA)>
  <!ATTLIST paymentdate format CDATA "ansi">
<!ELEMENT duedate (#PCDATA)>
  <!ATTLIST duedate format CDATA "ansi">
<!ELEMENT iban (#PCDATA)>
<!ELEMENT bic (#PCDATA)>
<!ELEMENT hetu (#PCDATA)>
<!ELEMENT realname (#PCDATA)>